Jannat Ara; Afm Tanvir Anjum; Lisa Chambugong; Rifat Ahmed Chowdhury. Harnessing Artificial Intelligence and Big Data Analytics to Enhance Premium Optimization and Utilization Efficiency in Health Insurance Systems. JBMS 2025, 7 (7), 53-63. https://doi.org/10.32996/jbms.2025.7.7.6.