Oluwatimileyin C. Adetunji; Sunday A. Adetunji; Opeyemi Aromolaran; Paul Ajayi; Oluwadamilare Afolabi. Capability Bundles, Policy Frictions, and Sales–Liquidity Divergence in Crisis: Evidence from the World Bank Business Pulse Surveys, 2020–21. JBMS 2026, 8 (5), 24-41. https://doi.org/10.32996/jbms.2026.8.5.2.