MD RAKIB MAHMUD; MD REFADUL HOQUE; TANVIR AHAMMAD; MD NAZMUL HASAN HASIB; MD MINZAMUL HASAN. Advanced AI-Driven Credit Risk Assessment for Buy Now, Pay Later (BNPL) and E-Commerce Financing: Leveraging Machine Learning, Alternative Data, and Predictive Analytics for Enhanced Financial Scoring. Journal of Business and Management Studies, [S. l.], v. 6, n. 2, p. 180–189, 2024. DOI: 10.32996/jbms.2024.6.2.19. Disponível em: https://al-kindipublishers.org/index.php/jbms/article/view/8857. Acesso em: 21 nov. 2025.