A. G. Gomez, K. Falales, and T. M. Villaflores, “Pre- and Post-Purchase Factors Contributing to Dissonance of Filipino Credit Cardholders Amidst Exposure to Financial Risk”, JBMS, vol. 4, no. 2, pp. 294–300, Apr. 2022, doi: 10.32996/jbms.2022.4.2.23.