Symbiotic Compliance: A Framework for Human-Cloud Collaboration in Financial Regulatory Management
DOI:
https://doi.org/10.32996/jcsts.2025.7.3.42Keywords:
financial compliance, human-cloud collaboration, regulatory technology, anti-money laundering, compliance automationAbstract
This article explores a symbiotic compliance model in financial regulation, where cloud-based technologies and human expertise collaboratively address evolving regulatory challenges. It outlines key dimensions of this partnership—automated monitoring with human evaluation, adaptive policy management, and hybrid decision-making—using anti-money laundering as a case study to demonstrate practical implementation and institutional benefits.