Imran Hossain Rasel et al. 2026. Explainable AI for Institutional Fraud Decisions: A Cross-Sector Empirical Study Using Public Healthcare and Financial Transaction Data. Journal of Computer Science and Technology Studies. 8, 1 (Jan. 2026), 97–106. DOI:https://doi.org/10.32996/jcsts.2025.8.1.7.