Sai Manoj Jayakannan. “Securing Voice-Based Financial Authentication in the Era of AI Voice Cloning: Challenges, Vulnerabilities, and Counter-Measures”. Journal of Computer Science and Technology Studies 7, no. 4 (May 17, 2025): 515–520. Accessed February 2, 2026. https://al-kindipublishers.org/index.php/jcsts/article/view/9576.