Dennis O. Danso et al. 2025. Cash Flow Volatility in Ghanaian Banks (2004– 2024): A CV, Moving Average, and GARCH-Based Analysis. Journal of Economics, Finance and Accounting Studies . 7, 6 (Oct. 2025), 81–91. DOI:https://doi.org/10.32996/jefas.2025.7.6.8.