[1]
Md Nurul Huda Razib et al. 2026. Intelligent Pay-by-Bank Architecture: Fraud-Aware Analytics and Risk Modeling for U.S. Account-to-Account Payment Systems. Journal of Economics, Finance and Accounting Studies . 8, 4 (Mar. 2026), 48–64. DOI:https://doi.org/10.32996/jefas.2026.8.4.4.