Mainuddin Adel Rafi, S M Iftekhar Shaboj, Md Kauser Miah, Iftekhar Rasul, Md Redwanul Islam, Abir Ahmed. Explainable AI for Credit Risk Assessment: A Data-Driven Approach to Transparent Lending Decisions. JEFAS. 2024;6(1):108-118. doi:10.32996/jefas.2024.6.1.11