MOHAMMAD FARID MASROOR; ROHULLAH SAJED; WAHIDULLLAH MOWAHID; RAQIBULLAH RASA. Examining the Origin of Innovation in Decision-Making and Proposing the LOTAR Model. Journal of Economics, Finance and Accounting Studies , [S. l.], v. 8, n. 5, p. 09–24, 2026. DOI: 10.32996/jefas.2026.8.5.2. Disponível em: https://al-kindipublishers.org/index.php/jefas/article/view/12542. Acesso em: 27 apr. 2026.