[1]
Md Nurul Huda Razib, Mohammad Mamun Ur Rashid, and Muhammad Helal Uddin, “Intelligent Pay-by-Bank Architecture: Fraud-Aware Analytics and Risk Modeling for U.S. Account-to-Account Payment Systems”, JEFAS, vol. 8, no. 4, pp. 48–64, Mar. 2026, doi: 10.32996/jefas.2026.8.4.4.