Mainuddin Adel Rafi, S M Iftekhar Shaboj, Md Kauser Miah, Iftekhar Rasul, Md Redwanul Islam, and Abir Ahmed. “ Explainable AI for Credit Risk Assessment: A Data-Driven Approach to Transparent Lending Decisions”. Journal of Economics, Finance and Accounting Studies 6, no. 1 (February 19, 2024): 108–118. Accessed April 1, 2026. https://al-kindipublishers.org/index.php/jefas/article/view/10157.