Abdullah J, Hasan W, Dusa SY. Analysis of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), and Net Interest Margin (NIM) in Predicting Financial Distress in Financial Reports of PT. Bank Rakyat Indonesia (Persero) Tbk. JEFAS [Internet]. 2021 Oct. 6 [cited 2025 Aug. 7];3(2):81-90. Available from: https://al-kindipublishers.org/index.php/jefas/article/view/2122